As an international student in Sweden, you have an account with a local bank. The monthly bank transfer you receive from your parents has been delayed this month due to an error at your parent’s bank.
- Introduce yourself and ask for a loan.
- Say why you need the money.
- Tell how you intend to pay back the money.
I am writing to you as an international student who has been banking with your institution for the past six months. I am currently facing a financial issue that requires immediate attention.
As an international student, my parents provide me with monthly bank transfers to cover my living expenses while studying in Sweden. However, this month, I have not received the expected transfer, and upon inquiry, I was informed that there was an error at my parent's bank, which is causing the delay.
I am in urgent need of funds to cover my living expenses, rent, and other necessities. I am currently unable to access any other financial support or loans, which makes this situation more challenging for me. Therefore, I would like to request a loan of SEK 10,000 to help me get through this challenging period.
I am confident that I will be able to pay back the loan within the next three months. As soon as I receive the pending transfer from my parents' bank, I will be able to pay off the loan in full. Additionally, I have a part-time job that covers my living expenses, which will enable me to make monthly payments until the loan is paid off entirely.
I would be grateful if you could consider my request for the loan and provide me with the necessary assistance. As a dedicated customer, I assure you that I will adhere to the loan terms and repay the loan as soon as possible.
Thank you for your understanding and prompt response.
Sample 2 As an international student in Sweden, you have an account with a local bank
Dear Bank Manager,
I hope this letter finds you well. I am writing to request a loan as an international student currently studying in Sweden. As a loyal customer of your bank, I am confident that you can provide me with the necessary assistance.
Unfortunately, my monthly bank transfer from my parents has been delayed this month due to an error at their bank. This has left me in a challenging situation as I rely on these funds to cover my living expenses and tuition fees. I am in urgent need of SEK 15,000 to help me cover these expenses for the next two months until I receive the delayed transfer.
I understand the responsibility that comes with taking out a loan and assure you that I will make timely repayments. I have a part-time job that covers my living expenses, and I will use this income to make monthly payments until the loan is fully repaid. I intend to make monthly payments of SEK 3,000 until the loan is paid off in full.
I am willing to provide any necessary documentation to support my loan application, such as proof of income, a copy of my passport, and proof of enrollment in my university program. I am confident that I will be able to pay off the loan as soon as the delayed bank transfer is received from my parents.
I appreciate your time and consideration in reviewing my loan application. Thank you for your attention to this matter, and I look forward to hearing from you soon.